Is the Amazon Rewards Visa Card a credit card?

The Amazon Prime Rewards Signature Visa Card is a co-branded credit card offering rewards like 5% cash back on purchases made on Amazon.com and in Whole Foods markets. … Amazon also offers two store cards, but these cards are not credit cards.

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Furthermore, can I use my Amazon Prime Visa card anywhere?

If you’re an Amazon Prime loyalist, it’s hard to find fault with the Amazon Prime Rewards Visa Signature Card. … And unlike a lot of other store-branded cards, you can use it — and earn rewards with it — anywhere that accepts Visa. You’ll enjoy bonus rewards at restaurants, drugstores and gas stations, too.

In this regard, does Amazon do a hard credit check? Yes, the Amazon Store Card will do a hard pull, also known as a hard inquiry, which may cause your credit score to temporarily go down a few points. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.

Beside this, does applying for Amazon card hurt credit?

Application for the Amazon.com Store Card is treated as a credit card. Think of it as a credit card, but only usable for purchases on Amazon.com. … Yes it will affect your credit score.

Does the Amazon credit card have an annual fee?

And although the card technically doesn’t have an annual fee, it is, as we mentioned, exclusive to those who pay for Prime membership, which now costs $119 per year. If you decide the Prime membership isn’t worth its fee, you can still qualify for the Amazon Rewards Visa Signature Card.

How many credit cards is too many?

Credit scoring formulas don’t punish you for having too many credit accounts, but you can have too few. Credit bureaus suggest that five or more accounts — which can be a mix of cards and loans — is a reasonable number to build toward over time.

What credit score do I need for Amazon Prime Rewards Visa card?

740 or higher

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